Cruising usually means travelling to different stops within one region, or sometimes you visit different countries in more than one region.
Remember that once your ship leaves port, even if you're cruising Australian waters, you’re no longer covered for hospital or medical expenses by Medicare or your private health care provider.
So if your cruise leaves from Sydney (for example) and then stops in various places in New Zealand, you would need to select the Australia region and the New Zealand region. If you are flying to Europe and cruising in Germany, you would select Europe as your region.
You don’t need to mention a stopover if it’s less than 48 hours (unless you’re travelling to the USA. We will cover you for stopovers of up to two nights in the USA but you must nominate USA as a destination when you apply for cover).
Our regions are listed as per the below:
- Arctic/ Antarctic/ Alaska
- Europe (Including Europe River)
- Mediterranean, Middle East and Africa
- New Zealand
- Australian Cruise
- South Pacific