Personal liability is one of the benefits we have that cover
your legal liability for payment of compensation in respect of death or bodily injury, and/or physical loss of, or damage to property.
Occurring during your journey which is caused by an accident or a series of accidents attributable to one source or originating cause.
We will also reimburse your reasonable legal expenses for settling or defending the claim made against you. You must not admit fault or liability for the claim, or incur any legal costs without our prior written approval.