|Items||All Plans (Except Medical Only)||Essentials|
|Personal Laptops, video recorders or cameras||$3,000||$2,000|
|Mobile phones and tablets, (including PDA's and any other item with phone capabilities)||$1,000||$1,000|
|All other items||$750||$750|
We have the option for you to specify high value items up to $5,000 high value items, but these items must be less than 12 months old, and high value items excludes jewellery, bicycles, watches and watercraft (other than surfboards).