What Happens If I Get Sick Or Injured Overseas?

We offer Emergency Medical Assistance anywhere in the world, 24 hours a day, 365 days of the year.

If you’re sick or injured, we advise that you or a member of your travelling party call our medical assistance team as soon as possible. Our medical team will liaise with the treating hospital, and if you are covered, may provide written guarantees of payment for reasonable expenses (subject to your claim being approved). If you are covered and approved for medical evacuation, they will arrange this, if it’s deemed necessary.

For minor ailments, such as those that only require a GP visit, you may choose to visit a doctor, pay for your visit upfront, and then submit your claim either from overseas or once you return home. Make sure that you keep all receipts and reports from your treating doctor, including the diagnosis and treatment notes and any other documents.

If your total cost of treatment will exceed $1,000 you MUST contact our medical assistance team as soon as possible.

If you are still uncertain about what to do in relation to an injury or illness, please contact our medical assistance team for further advice.

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